here are best smartphone which you want to consider if you are buying with price range of 20000 where you get feature packed smartphones
samsung m35

Samsung M35
6.6 inch inch AMOLED FHD+ 120Hz refresh rate
Exynos 1380
8GB RAM 128GB ROM, UFS 2.2
OneUI 6 (based on Android 14)
Rear Camera: 50MP OIS + 8MP +2MP
Front Camera: 13MP
Battery 6000, 25W charging
it can be a great option if you are looking for samsung brand with fully packed features
moto G85

Moto G85
6.6 inch AMOLED FHD+ 120Hz refresh rate
Snapdragon 6s Gen 3
8GB RAM 128GB ROM, UFS 2.2
based on Android 14
Rear Camera: 50MP OIS + 8MP
Front Camera: 32MP
Battery: 5000mAh 33W charging
CMF phone 1

6.67-inch AMOLED FHD+ 120Hz refresh rate
MediaTek Dimensity 7300
6/8GB RAM 128/256GB ROM, UFS 2.2
5000mAh, 33W Charging
NothingOS (based on Android 14)
Rear Camera: 50MP + 2MP
Front Camera: 16MP
poco x6

POCO X6
6.67 inch AMOLED FHD+ 120Hz refresh rate
Snapdragon 7s Gen 2
8GB RAM 128GB ROM, UFS 2.2
MIUI (based on Android 14)
Rear Camera: 64MP + 8MP + 2MP
Front Camera: 16MP
Battery: 5100mAh
Realme P1 pro

REALME P1 Pro
6.7-inch AMOLED FHD+ 120Hz refresh rate, 800 nits brightness
Snapdragon 6 Gen 1
8GB RAM 128/256GB ROM, UFS 3.1
5000mAh Battery, 45W Charging
Realme UI 5.0 (based on Android 14)
Rear Camera: 50MP OIS + 8MP
Front Camera: 16MP
these are the best options you should consider if are buying the phone in the month of august and if you have budget of 20000.